Project Report

PMEGP/MSME Project Report with guided bank-style projections.

Answer simple questions, select activity/NIC, enter project cost and generate a bank-ready working with P&L, balance sheet, cash flow signals, DSCR, breakeven, sensitivity and charts.

2 Free TrialsGuided QuestionsCharts & RatiosPrint / Save PDF

KYC & Applicant

Basic applicant identity used in the report cover page and bank discussion. Upload OCR is kept optional for now; manual entry is safer for beta.

Legal Type (PMEGP new unit flow is normally Individual/Proprietor.)

Applicant Name (Name printed on report and bank proposal.)

PAN Number (KYC reference for applicant identity.)

Masked Aadhaar (Enter last 4 digits only, e.g. XXXX-XXXX-1234.)

Date of Birth (Age/eligibility reference for applicant profile.)

Qualification (Bank/PMEGP profile and skill background.)

Address (Applicant communication address for report.)

Aadhaar Upload

PAN Upload

OCR-ready UI is placed here. Production OCR should use Textract/Document AI/Tesseract worker and then user confirmation.

Business & PMEGP Details

Select the nearest business type first. The report uses this for activity notes, working capital comfort, project assumptions and bank review flags.

Project Stage (New for fresh unit; Existing for upgradation/second-loan style report.)

Business Name (Name printed in report heading.)

Activity Type (Affects working capital limit and bank risk notes.)

Industry / NIC Code (Choose nearest activity; use Other if exact code is not listed.)

Custom NIC / Activity (Enter code/name if exact activity is not available.)

Social Category (Used for PMEGP category profile; subsidy must be verified separately.)

Special Category (Select if applicable.)

Unit Location (Rural/Urban affects PMEGP profile and bank discussion.)

No. of Employees (Employment generation shown in report.)

EDP Training Completed? (PMEGP portal asks this; select current status.)

CGTMSE Required? (Collateral-free guarantee discussion; bank eligibility varies.)

Bank Name (Financing bank proposed for loan.)

IFSC Code (Branch code for proposed financing branch.)

Business Address (Unit/location address for the report.)

Asset Description / Employee List (Machines/assets and staff roles; improves report explanation.)

Investment, Loan & Assumptions

Enter realistic figures. These numbers directly drive project cost, EMI, P&L, balance sheet, DSCR, breakeven and sensitivity charts.

Machinery / Equipment (Machine/plant cost; increases fixed assets, depreciation and project cost.)

Computers (Laptop/computer/POS/printer cost; higher depreciation rate in report.)

Installation (Fitting, freight, setup charges; added to capital cost.)

Other Capex (Furniture, tools, deposit/renovation if allowed; affects assets.)

Working Capital (Stock + cash cycle need; affects current ratio and MPBF-style working.)

Promoter Contribution (Own margin money; reduces loan dependency and improves bank comfort.)

Term Loan (Loan for fixed assets; drives EMI, interest and DSCR.)

Cash Credit (Working capital bank limit; affects current liabilities and current ratio.)

Tenure Years (Longer tenure reduces EMI but increases total interest.)

Moratorium Months (Initial months with no principal repayment; affects early DSCR.)

Interest Rate % (Bank rate assumption; higher rate lowers profit/DSCR.)

Projection Years (How many years report tables will show.)

Annual Sales Year 1 (Expected first-year turnover; main driver of P&L and DSCR.)

Sales Growth % (Yearly turnover growth; impacts future profit and ratios.)

Tax Rate % (Use 0 for rough loan report; enter rate if PAT after tax is required.)

Monthly Salary (Staff cost per month; reduces profit but supports employment plan.)

Monthly Raw Material / Stock (Monthly purchase/stock cost; used for gross margin and inventory.)

Monthly Other Expenses (Rent, electricity, repair, admin; reduces operating profit.)

Inventory Days (Average stock holding; higher days increases working capital need.)

Receivable Days (Credit to customers; higher days increases working capital.)

Payable Days (Credit from suppliers; higher days reduces net working capital.)

Project Report Preview

Fill the guided questions and preview calculations. Your first 2 new Project Reports are free; saved revisions for the same report are free.

My Project Reports

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